Who we are
Our website address is: wholeortermlifeinsurance.com
and handling practices relating to using the website.
Why we collect visitor information
There are two reasons why we collect visitor information on this site.
(1) Information is collected to provide real-time, accurate life insurance quotes.
(2) Information is collected to initiate the application request process or begin purchasing life insurance.
The only personally-identifying information collected on this site is provided by you, the user, voluntarily.
Site usage statistics and aggregate user profiles are analyzed to see user trends. They are not used to track the usage patterns of individual users.
Information collected & how we use it
Insurance Quote Request Form
This site provides free life insurance quotes. To provide accurate quotes, we must collect certain information.
By filling out this form, you are requesting contact by a staff member regarding your insurance purchase.
The information collected via this form (name, mailing address, email, and phone numbers) will be used only to contact you regarding your purchase of insurance.
We do not sell or give away this information.
A cookie is a piece of data stored on a user’s computer tied to information about that user. None of the cookies this site uses are linked in any way to personally identifiable information.
This site uses both session ID cookies and persistent cookies. Session ID cookies terminate once the user closes the browser.
Persistent cookies are small text files stored on the user’s hard drive for an extended period.
You can remove persistent cookies by following the “Help” directions provided by your browser.
Cookies may be disabled at any time by following the “Help” directions provided by your browser.
Information collected by cookies is analyzed to determine the effectiveness of our site. Users that reject our cookies may still use our site.
When visitors enter and navigate through the pages of our site, our server logs information, including the internet address of the server or computer contacting us,
the date and time, the referring site and its URL, as well as the visitor’s browser, operating system, and screen resolution.
We then analyze that data. Our goal is to understand better what our visitors are looking for and improve the quality of our site.
We look for trends, identify most- and least-visited pages, and collect broad demographic information.
None of the information gathered through our log files is shared with or sold to outside organizations.
Nor do we look at individual users and their usage patterns or use these technologies to gather emails or personally identifiable information.
Communication with clients
Once a user has initiated a relationship with through this site, various forms of communication may ensue. They include
(1) contact by telephone
(2) contact by email;
(3) contact by mail
(4) contact by fax.
All contact is to help our clients apply for, purchase, or get life insurance or other forms of insurance (such as an annuity, health, vision). Contact will only come from us or our processing staff.
If at any time you desire that we cease contact with you, please reply by email, telephone, mail, or fax, and we will immediately remove you from our database.
This site is open for public use without providing any personally identifiable information.
You explicitly initiate a relationship by providing your personally identifiable information on this site (as defined by the National Do Not Call Registry) .
You are inviting, consenting to, and requesting contact and information from us, which may be provided to you online, by phone, fax, email, or mail
by us. As such, you are waiving any right (including claims under the Telemarketing Sales Rule) extending in perpetuity to claim that we contacted you without your express consent.
If you desire that we cease contact with you at any time, we will honor your request to place you on our internal “Do Not Contact” list.
We do not spam.
Spam or UCE (Unsolicited Commercial Email) is an attempt to deliver an email to someone who would not choose to receive it.
Suppose you receive an email from us.
In that case, it is because (1) you expressly shared your email address with us to receive information in the future (also known as “opt-in”), o
r (2) you have purchased from us or have a current relationship with us.
By requesting information from us or providing your contact information on our site, you have agreed to opt-in to receive our information.